?!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> 政策法规-盐池县政府门户网?/TITLE> <meta http-equiv="X-UA-Compatible" content="IE=8" /> <META content="text/html; charset=UTF-8" http-equiv="Content-Type"><LINK rel="stylesheet" type="text/css" href="/images/infoegovinfoycxxxgkcontent64032300-CZ-042-04_Acsspubliccss.css"><LINK rel="stylesheet" type="text/css" href="/images/infoegovinfoycxxxgkcontent64032300-CZ-042-04_Acssyclistflcss.css"><LINK rel="stylesheet" type="text/css" href="/images/infoegovinfoycxxxgkcontent64032300-CZ-042-04_Acssyclistlfnrcss.css"> <link rel="stylesheet" type="text/css" href="../../../../_sitegray_d.css" /> <link rel="stylesheet" type="text/css" href="/images/infoegovinfoycxxxgkcontent64032300-CZ-042-04_Aycxxxgkcontentvsbcss.css" /> <META Name="keywords" Content="盐池县政府门户网?政策法规" /> <script type="text/javascript" src="/yesads.js"></script></head> <BODY> <DIV class="top"> <DIV class="topn" 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class="fontstyle1251">公开信息内容</span></td></tr></table> </DIV> <DIV class="flnr_list"> <UL> <table width="95%" border="0" align="center" cellpadding="0" cellspacing="0"> <tr> <td valign="top"> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td style="TEXT-ALIGN: center;LINE-HEIGHT: 200%;FONT-FAMILY: 宋体;HEIGHT: 26px;COLOR: #222222;FONT-SIZE: 14pt;FONT-WEIGHT: bold"> 盐池县中民融盐扶贫担保有限公司工作进展情况的报告 </td> </tr> <tr> <td style="BORDER-BOTTOM: #edc77b 1px solid;BORDER-LEFT: #edc77b 1px solid;BACKGROUND-COLOR: #fffcf6;PADDING-LEFT: 4px;PADDING-RIGHT: 4px;HEIGHT: 60px;VERTICAL-ALIGN: top;BORDER-TOP: #edc77b 1px solid;BORDER-RIGHT: #edc77b 1px solid;PADDING-TOP: 3px"> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td nowrap="nowrap" style="font-size:12px;color:#222222;font-weight:bold;width:85px;text-align:right;height:26px">索引号：</td> <td nowrap="nowrap" style="TEXT-ALIGN: left;COLOR: #5b554e;FONT-SIZE: 12px">64032300-CZ-042-04_A/2017-1205001</td> <td nowrap="nowrap" style="font-size:12px;color:#222222;font-weight:bold;width:85px;text-align:right;height:26px">公开目录?/td> <td nowrap="nowrap" style="TEXT-ALIGN: left;COLOR: #5b554e;FONT-SIZE: 12px">国民经济和社会发展统计信?/td> <td nowrap="nowrap" style="font-size:12px;color:#222222;font-weight:bold;width:85px;text-align:right;height:26px">发布日期?/td> <td nowrap="nowrap" style="TEXT-ALIGN: left;COLOR: #5b554e;FONT-SIZE: 12px">2017?2?1?/td> </tr> <tr> <td nowrap="nowrap" style="font-size:12px;color:#222222;font-weight:bold;width:85px;text-align:right;height:26px">主题词：</td> <td nowrap="nowrap" style="TEXT-ALIGN: left;COLOR: #5b554e;FONT-SIZE: 12px"></td> <td nowrap="nowrap" style="font-size:12px;color:#222222;font-weight:bold;width:85px;text-align:right;height:26px">发布机构?/td> <td nowrap="nowrap" style="TEXT-ALIGN: left;COLOR: #5b554e;FONT-SIZE: 12px">财政局</td> <td nowrap="nowrap" style="font-size:12px;color:#222222;font-weight:bold;width:85px;text-align:right;height:26px">?nbsp;   号：</td> <td nowrap="nowrap" style="TEXT-ALIGN: left;COLOR: #5b554e;FONT-SIZE: 12px"></td> </tr> </table> </td> </tr> <tr><td> </td></tr> <tr><td style="font-size:14px;color:#5a5a5a;line-height:150%"><div id="egovinfocontenttable"><div id="vsb_content"><FONT face="仿宋_GB2312"> <P align="center"><FONT face="方正小标宋简?>盐池县中民融盐扶贫担保有限公?/FONT></P> <P align="center"><FONT face="方正小标宋简?>工作进展情况</FONT></P> <P>             </P> <P><B><FONT face="仿宋_GB2312">一、业务进展情?/FONT></B><B></B></P> <P align="justify"><FONT face="仿宋_GB2312">我公司已向各合作银行累计出具担保意向?/FONT>3122<FONT face="仿宋_GB2312">笔，拟担保金额为</FONT><FONT face="Times New Roman">56521.56</FONT><FONT face="仿宋_GB2312">万元；累计担保笔?/FONT><FONT face="Times New Roman">2755</FONT><FONT face="仿宋_GB2312">笔，金额</FONT><FONT face="Times New Roman">41</FONT>754.16<FONT face="仿宋_GB2312">万元?/FONT><FONT face="仿宋_GB2312">累计</FONT><FONT face="仿宋_GB2312">解保</FONT>1027<FONT face="仿宋_GB2312">笔，金额</FONT>12155<FONT face="仿宋_GB2312">万元</FONT><FONT face="仿宋_GB2312">?/FONT></P> <P align="justify">2017<FONT face="仿宋_GB2312">年共出具担保意向?/FONT><FONT face="Times New Roman">1757</FONT><FONT face="仿宋_GB2312">笔，拟担保金?/FONT><FONT face="Times New Roman"> 32606.3</FONT><FONT face="仿宋_GB2312">元，</FONT><FONT face="仿宋_GB2312">在保笔数?/FONT>1728<FONT face="仿宋_GB2312">笔，在保余额?/FONT>29599.16<FONT face="仿宋_GB2312">万元?/FONT>11<FONT face="仿宋_GB2312">月共担保</FONT><FONT face="Times New Roman">93</FONT><FONT face="仿宋_GB2312">笔，担保金额</FONT><FONT face="Times New Roman">1460.56</FONT><FONT face="仿宋_GB2312">万元?/FONT></P> <P align="justify"><FONT face="仿宋_GB2312">公司担保费年收取标准?/FONT><FONT face="仿宋_GB2312">建档立卡</FONT><FONT face="仿宋_GB2312">户为</FONT>1.5%<FONT face="仿宋_GB2312">，地方特色产业、种养殖大户</FONT><FONT face="仿宋_GB2312">?/FONT>2%--2.82%<FONT face="仿宋_GB2312">；个体工商户、从事一般经营的农户、非农户?/FONT>2.5%--2.82%<FONT face="仿宋_GB2312">；非涉农企业?/FONT>2.175%--2.82%<FONT face="仿宋_GB2312">?/FONT></P> <P><B><FONT face="仿宋_GB2312">二、与银行业等</FONT></B><B><FONT face="仿宋_GB2312">其他</FONT></B><B><FONT face="仿宋_GB2312">机构合作情况</FONT></B><B></B></P> <P><FONT face="仿宋_GB2312">截止</FONT>11<FONT face="仿宋_GB2312">月底</FONT><FONT face="仿宋_GB2312">，已?/FONT>7<FONT face="仿宋_GB2312">家银行签订了《银担合作协议》，分别为宁夏银行、中国农业银行盐池支行?/FONT><FONT face="仿宋_GB2312">石嘴山银行吴忠分行、国家开发银行宁夏回族自治区分行?/FONT><FONT face="仿宋_GB2312">中国邮政储蓄银行盐池支行</FONT><FONT face="仿宋_GB2312">?/FONT><FONT face="仿宋_GB2312">盐池县农村信用合作联?/FONT><FONT face="仿宋_GB2312">?/FONT><FONT face="仿宋_GB2312">盐池汇发村镇银行。与中国财产保险公司合作，为农户办理?/FONT>“借款人意外伤害保险?FONT face="仿宋_GB2312">，并指定我公司为第一受益人；同时与盐池县就业创业和人才服务局签订了《全民创业小额贷款担保业务合作协议》；</FONT><FONT face="仿宋_GB2312">与银行持续建立了</FONT>8:2<FONT face="仿宋_GB2312">的风险分担机?/FONT><FONT face="仿宋_GB2312">?/FONT></P> <P><B><FONT face="仿宋_GB2312">三、落实产业政策情?/FONT></B><B></B></P> <P><FONT face="仿宋_GB2312">公司本着</FONT>“服务三农、助力企业、改善民生”的经营宗旨，在担保对象以滩羊养殖、种植及相关产业的“三农”客户的基础上；将担保对象及行业扩展到各行各业，?FONT face="仿宋_GB2312">保额度同时调整为：个人客户单?/FONT>5--300<FONT face="仿宋_GB2312">万元，企业单笔最?/FONT>3000<FONT face="仿宋_GB2312">万元?/FONT></P> <P><FONT face="仿宋_GB2312">截止</FONT>2017<FONT face="仿宋_GB2312">?/FONT>11<FONT face="仿宋_GB2312">月底</FONT><FONT face="仿宋_GB2312">?/FONT><FONT face="仿宋_GB2312">在保笔数?/FONT>1728<FONT face="仿宋_GB2312">笔，在保余额?/FONT>29599.16<FONT face="仿宋_GB2312">万元?/FONT><FONT face="仿宋_GB2312">大多为涉农贷款担保。其中：个人（农户）客户</FONT>1694<FONT face="仿宋_GB2312">笔，</FONT><FONT face="仿宋_GB2312">占总笔数的</FONT>98.03%<FONT face="仿宋_GB2312">，余?/FONT>17459.16<FONT face="仿宋_GB2312">万元，占全部</FONT><FONT face="仿宋_GB2312">余额</FONT><FONT face="仿宋_GB2312">?/FONT>58.98%<FONT face="仿宋_GB2312">；企业客?/FONT>34<FONT face="仿宋_GB2312">笔，占总笔数的</FONT>1.97%<FONT face="仿宋_GB2312">，余</FONT><FONT face="仿宋_GB2312">?/FONT>12140<FONT face="仿宋_GB2312">万元，占全部余额?/FONT>41.01%<FONT face="仿宋_GB2312">；扶贫担?/FONT>465<FONT face="仿宋_GB2312">笔，占总笔数的</FONT>26.91%<FONT face="仿宋_GB2312">，余额为</FONT>3898.06<FONT face="仿宋_GB2312">万元，占全部余额?/FONT>13.17%<FONT face="仿宋_GB2312">?/FONT></P> <P><B><FONT face="仿宋_GB2312">四、资本金及流动?/FONT></B><B></B></P> <P><FONT face="仿宋_GB2312">截止</FONT>11<FONT face="仿宋_GB2312">月底</FONT><FONT face="仿宋_GB2312">，公司注册资本为</FONT>3<FONT face="仿宋_GB2312">亿元，资本金的充足性良好；公司的担保对象已?</FONT><FONT face="Times New Roman">?/FONT><FONT face="仿宋_GB2312">三农</FONT><FONT face="Times New Roman">?/FONT><FONT face="仿宋_GB2312">客户扩展到其他行业，</FONT><FONT face="仿宋_GB2312">累计</FONT><FONT face="仿宋_GB2312">解保</FONT>1027<FONT face="仿宋_GB2312">笔，金额</FONT>12155<FONT face="仿宋_GB2312">万元</FONT><FONT face="仿宋_GB2312">?/FONT><FONT face="仿宋_GB2312">公司风险防控制度和措施较到位</FONT><FONT face="仿宋_GB2312">?/FONT><FONT face="仿宋_GB2312">资本?/FONT><FONT face="仿宋_GB2312">流动性良好?/FONT></P> <P>五?B><FONT face="仿宋_GB2312">简化流程，提高效率</FONT></B><B></B></P> <P> <FONT face="仿宋_GB2312">为提高工作效率，简化担保流程，公司将会签额度调整至</FONT>20<FONT face="仿宋_GB2312">万元（含）以下；同时筛选合作银行进行委托调查，现已与农业银行、农村信用社、邮储银行签订委托合作协议，</FONT>10<FONT face="仿宋_GB2312">万元（含?/FONT><FONT face="仿宋_GB2312">以下</FONT><FONT face="仿宋_GB2312">客户银行直接做贷前调查，符合条件的我公司出具担保意向书即可，高效便捷的为客户提供担保服务?/FONT></P> <P align="center"> </FONT></P> 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